So if the worst thing happens and they fly to Europe for a vacation on your card!!!! You are only liable for a $50 fee if your card is used fraudulently, Actually the paperwork is minimal. Also theft protection the credit cards try to get you to purchase is a waiste of time.because its only a $50 copay on fraud anyway. I dont know why this person did not return your email, but it is standard practice to get card info. Call the number on your card to get info on current activity.