Yes, Cayman and the Virgins, especially the US are VERY expensive and definitely not doable for us for beach front, but it was when we were sitting in a Pizza Hut for god sakes on Grand Cayman(I can explain, we had children with cravings ...) that I knew that we would never buy on an island with any US fast food joint. It was also after a delicious lunch with a very nice, although quirky, AC realtor and the lunch had been made in a backroom of a small AC market, that was when I decided that AC was it for us.