Here is my two cents worth. I inherited a time share when my mother died. I always thought they were really awful deals but I didn't have any choice it was mine. Now that I have had the experience of owning one I can confirm that at least based on my experience it is very bad deal indeed. I am not saying that Captain Morgan's is not nice and I have no dog in this fight. I will tell you that financially speaking I don't think it works out too well for the owners. However, I also get the impression that a lot of people that own time shares get some psychic returns from their ownership interest. I guess it would be nice to say at a cocktail party that I have a great two weeks every year in place A plus I can usually trade those weeks for places B-Z. Financially it simply doesn't make sense but not all decisions are made on what is best financially. So, if this is your cup of tea enjoy it and if not then "live and let live".