I hate to say this with all the development in that area but that whole area is really low land and I remember the several Hurricanes i have had the displeasure of being on the island when they hit and I must say I dont fancy the chances of any property built on that strip of land from the cut to the start of tres cocos.

The water damage there was HUGE and that whole section was washed away and under at least 8ft of water that seawall there was useless and literally it was impassable from Cloisters to the Bridge as it was completely underwater from Lagoon to the ocean.

that particular lot on the river was not so bad simply because at the time it was protected by Mangroves which protected it if they remove those mangroves they will be in serious trouble when the next Hurricane rolls in.

As for reef village well I dont know what to say'