Capitol One credit cards are the only I have found that do not charge an international transaction fee. I use them all the time and found no problem with exchange rates. Also, you can do a "point of sale" withdrawal from a local banks to get cash. No fee involved if amount is under a specified amount, $300.00, I think. This is not a cash advance on your card but shows as a purchase. Island Super Market and Village Super Market will gladly cash U.S. Travelers Checks

Dennis