Yes we will most likely go with the QRP program. I recieved a quote from "Healthcare International" for $6187.20, that is full coverage for both of us anywhere in the world. A little steep for my liking and I'm just looking for "local" healthcare anyway. I'm awaiting a quote for that from "Bupa". We have thought about doing the snowbird thing, but my wife want's to move out of Canada and live somewhere full time. We will most definately rent a place for at least 6 months before spending any hard earned cash on a purchase.