A toad goes into a bank, and hops up to the loan officer. The loan officer says, "My name is John Paddywack. Can I help you?" The toad says, "Yeah, I'd like to borrow some money."
The loan officer finds this a little odd, but gets out a form. He says, "Okay, what's your name?" The toad says, "Toad Jagger."
The loan officer says, "Really? Any relation to Mick Jagger?" The toad says, "Yeah, he's my dad."
The loan officer says, "Okay. Ummm...do you have any collateral?" The toad hands the loan officer a pink ceramic elephant and says, "Will this do?"
The loan officer says, "Hmmm...I'm not sure. Let me go check with the bank manager." The toad says, "Oh, tell him I said hi. He knows me."
The loan officer goes back to the manager and says, "Excuse me, but there's this toad out there named Toad Jagger who wants to borrow some money. All he has for collateral is this pink elephant thing, I'm not even sure what it is." The manager says, "It's a knick-knack, Paddywack. Give the toad a loan. His old man's a Rolling Stone."