We underestimated how much cash we would need during our trip to San Pedro last month. (That's the last time I listen to my husband on such matters.) Anyway, I had to go to a bank and get a cash advance on our credit card. It cost $15.00 BZ, plus they start charging interest instantly. However, it is a much better option than having to be worry about running out of cash. We did use our credit card a lot at restaurants. I just paid the bill yesterday, an $80.00BZ dinner would be $42.00US or so. Yea, there's a charge, but for us the convenience was worth it. Can't wait to go back.