Kat,

Here are some suggestions from my experiences outside the USA. Do not use a debit card. Use a credit card, you have much more protection and then try to only use it at banks or the resort you are staying at. I would not use it for small purchases in small businesses. Check transactions frequently on line.

Having said the above I believe AC is safer than most and you should not have a problem if you are some what cautious.

Jim
Formerly from somewhere on a beach in Belize