Tipover,

If you did not use a debit card and used a credit card instead you would be protected by US Law and the Credit Card Co. would have to run it down, not you. It is your money being tied up now instead of theirs. You would have to be grossly negligent in order for the credit card company not to erase the charges. In addition you are lucky that some one didn't clean out your bank account.

I still say AC is relatively safe from this type of fraud. The worst I have seen is Venezuela. Anyone who uses a debit or credit card there (except maybe in a bank) needs their head examined.

Good luck

Jim
Formerly from somewhere on a beach in Belize