My, but you've all been busy this morning!
Hey, K - welcome home, friend!
A guy's gotta have goals - quite the little plan you've come up with - you are creative, I'll give you that! Let me know how the application fee thing works out for ya - and once you've accumulated a sufficent amount of $$ - can I borrow $5K to apply?

(Oh, and E - are you listening? :p )
SS - now you know Ned is a low maintenance kinda guy -
DB - I want to "work" from home and vacation a lot - how do you do it?
Dogmatic - please send cheesecake!