SIN, I would much rather take the $12,000, or whatever the timeshare cost is, and invest it, earn a return on it, and take my vacations where and when I decide. I hope, but am not optimistic, that your industry is not taking advantage of folks who really need their money for more important things in life. Consumer reports advises anyone considering this purchase to first be sure that local law provides a 30-day right of recission.